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A loan repayment is not an expense. A $3,000 mortgage repayment is roughly $1,200 of principal (equity — a balance-sheet move) and $1,800 of interest (the only part that is genuinely spend). Migration 0014: - transactions.principal_amount / interest_amount, populated only when the lender itemises the split on the repayment row - statements.interest_rate, scheduled_repayment, repayment_frequency, redraw_available, loan_term_months - normalize_repayment_frequency() + trigger, so "Fortnightly", "Bi-Weekly" and "Every 2 weeks" all land on 'fortnightly' Two statement shapes are handled. Where the loan statement lists repayments and "Interest Charged" as separate rows (the common Australian case), transaction_type already does the work. Where a lender itemises the split on the repayment row, that row is typed 'payment' and would be skipped entirely — losing the interest. New SPEND_ROWS / SPEND_BASE fragments in analytics-sql.ts count such rows at interest_amount instead of amount. Adds the loan_interest category (+ colour, and the missing fees colour). Verified against the live DB with a synthetic ANZ home loan statement: a $3,000 itemised repayment plus a $10 service fee moved April spend by exactly $1,810, with the $1,200 principal excluded and still retained on the row. Test data removed and the figure confirmed back at its original value.
219 lines
8.1 KiB
Plaintext
219 lines
8.1 KiB
Plaintext
generator client {
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provider = "prisma-client"
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output = "../src/generated/prisma"
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}
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datasource db {
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provider = "postgresql"
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}
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model trips {
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id Int @id @default(autoincrement())
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owner_id Int
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name String
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description String?
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start_date DateTime? @db.Date
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end_date DateTime? @db.Date
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color String @default("#6366f1")
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archived Boolean @default(false)
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created_at DateTime @default(now())
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overrides transaction_overrides[]
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}
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model transaction_overrides {
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id Int @id @default(autoincrement())
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transaction_id Int @unique
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merchant_normalized String?
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category_override String?
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notes String?
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my_share_percent Decimal? @db.Decimal(5, 2)
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updated_at DateTime @default(now()) @updatedAt
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trip_id Int?
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trip trips? @relation(fields: [trip_id], references: [id], onDelete: SetNull)
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}
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model participants {
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id Int @id @default(autoincrement())
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name String @unique
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email String? @unique
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created_at DateTime @default(now())
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splits transaction_splits[]
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account_owner_mappings account_owner_mappings[]
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payments_sent split_payments[] @relation("payments_from")
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payments_received split_payments[] @relation("payments_to")
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}
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model account_owner_mappings {
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id Int @id @default(autoincrement())
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bank_name String
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account_number String
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owner_id Int
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created_at DateTime @default(now())
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owner participants @relation(fields: [owner_id], references: [id])
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@@unique([bank_name, account_number])
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}
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model transaction_splits {
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id Int @id @default(autoincrement())
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transaction_id Int
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participant_id Int
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share_percent Decimal @db.Decimal(5, 2)
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settled Boolean @default(false)
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settled_at DateTime?
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created_at DateTime @default(now())
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participant participants @relation(fields: [participant_id], references: [id])
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@@unique([transaction_id, participant_id])
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}
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model split_payments {
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id Int @id @default(autoincrement())
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from_participant_id Int
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to_participant_id Int
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amount Decimal @db.Decimal(10, 2)
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payment_date DateTime @db.Date
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notes String?
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linked_transaction_id Int?
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created_at DateTime @default(now())
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from_participant participants @relation("payments_from", fields: [from_participant_id], references: [id])
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to_participant participants @relation("payments_to", fields: [to_participant_id], references: [id])
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}
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model tags {
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id Int @id @default(autoincrement())
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name String @unique
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color String @default("#6366f1")
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created_at DateTime @default(now())
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transaction_tags transaction_tags[]
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}
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model transaction_tags {
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transaction_id Int
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tag_id Int
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created_at DateTime @default(now())
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tag tags @relation(fields: [tag_id], references: [id], onDelete: Cascade)
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@@id([transaction_id, tag_id])
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}
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model rules {
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id Int @id @default(autoincrement())
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owner_id Int
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name String
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conditions Json @default("[]")
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actions Json @default("{}")
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enabled Boolean @default(true)
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manual_only Boolean @default(false)
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priority Int @default(0)
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created_at DateTime @default(now())
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updated_at DateTime @default(now()) @updatedAt
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}
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model budgets {
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id Int @id @default(autoincrement())
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owner_id Int
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category String
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month DateTime @db.Date
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amount_limit Decimal @db.Decimal(10, 2)
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created_at DateTime @default(now())
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updated_at DateTime @default(now()) @updatedAt
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@@unique([owner_id, category, month])
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}
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model statements {
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id Int @id @default(autoincrement())
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filename String
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bank_name String?
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card_name String?
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account_type String?
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account_number String
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billing_start_date DateTime? @db.Date
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billing_end_date DateTime? @db.Date
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total_amount_due Decimal? @db.Decimal(12, 2)
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minimum_amount_due Decimal? @db.Decimal(12, 2)
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payment_due_date DateTime? @db.Date
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event_created Boolean? @default(false)
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tier_used String?
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created_at DateTime? @default(now())
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statement_type String @default("other")
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currency String? @default("AUD")
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opening_balance Decimal? @db.Decimal(12, 2)
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closing_balance Decimal? @db.Decimal(12, 2)
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total_credits Decimal? @db.Decimal(12, 2)
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total_debits Decimal? @db.Decimal(12, 2)
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interest_charged Decimal? @db.Decimal(12, 2)
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fees_charged Decimal? @db.Decimal(12, 2)
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credit_limit Decimal? @db.Decimal(12, 2)
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available_credit Decimal? @db.Decimal(12, 2)
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owner_id Int @default(1)
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account_holder_name String?
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exchange_rate_to_aud Decimal? @db.Decimal(10, 6)
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paperless_doc_id Int? @unique
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interest_rate Decimal? @db.Decimal(6, 3)
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scheduled_repayment Decimal? @db.Decimal(12, 2)
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repayment_frequency String?
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redraw_available Decimal? @db.Decimal(12, 2)
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loan_term_months Int?
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transactions transactions[]
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}
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model transactions {
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id Int @id @default(autoincrement())
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statement_id Int?
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transaction_date DateTime @db.Date
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description String?
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amount Decimal @db.Decimal(12, 2)
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created_at DateTime? @default(now())
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transaction_type String? @default("debit")
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merchant_name String?
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location String?
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foreign_currency_amount Decimal? @db.Decimal(12, 2)
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foreign_currency_code String?
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category String?
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row_index Int?
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merchant_normalized String?
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amount_aud Decimal? @db.Decimal(12, 2)
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owner_id Int?
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reconciled_with_id Int?
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principal_amount Decimal? @db.Decimal(12, 2)
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interest_amount Decimal? @db.Decimal(12, 2)
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statement statements? @relation(fields: [statement_id], references: [id], onDelete: Cascade)
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reconciled_with transactions? @relation("reconciled", fields: [reconciled_with_id], references: [id], onDelete: SetNull)
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reconciled_by transactions[] @relation("reconciled")
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expense_metadata expense_metadata?
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}
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model expense_metadata {
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id Int @id @default(autoincrement())
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transaction_id Int? @unique
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source String @default("email")
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paperless_doc_id Int? @unique
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source_email_subject String?
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source_email_from String?
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payment_method String?
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payment_method_detail String?
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order_reference String?
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line_items Json @default("[]")
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tax_amount Decimal? @db.Decimal(12, 2)
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subtotal Decimal? @db.Decimal(12, 2)
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merchant_normalized String?
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amount Decimal? @db.Decimal(12, 2)
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transaction_date DateTime? @db.Date
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extraction_model String? @default("gemini-2.5-flash")
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created_at DateTime? @default(now())
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transaction transactions? @relation(fields: [transaction_id], references: [id], onDelete: Cascade)
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}
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model rule_apply_runs {
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id Int @id @default(autoincrement())
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owner_id Int
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applied_at DateTime @default(now())
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split_from DateTime? @db.Date
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matched Int @default(0)
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transactions_affected Int @default(0)
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reverted_at DateTime?
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snapshot Json @default("[]")
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}
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