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finance-app/docs
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docs(shared): describe what was built, not what was proposed
The 2026-07-26 document was a proposal marked "nothing built". Everything it
described as broken is now fixed, and the fix is not the one it proposed, so
leaving it in place would misdescribe the system to whoever reads it next.

Records what the code now does: settled as the single balance gate, settled and
trip_id as orthogonal axes, settling up by recording a payment rather than
flipping a flag, and the reasons duplicates are superseded rather than deleted.

Keeps the loan design intact and clearly marked as still a proposal -- it was
never built and nothing in this work touched it.

Also records that the proposal's own recommendation not to restate history from
the CSVs was overturned, and why it was wrong: it measured the value in
balances, where it is nil, and missed it in spend, where it is $35,259.
2026-07-28 12:06:56 +10:00
..