siddharthd
d06088fe34
ci / lint-test (push) Successful in 37s
One-off analysis, nothing built. Realistic baseline $4,140/mo -> $24,800 for six months, against $89,770 already accessible ($81,017 loan redraw + $8,753 offset). Records four corrections the raw data needs before any restatement: misfiled Raiz/Vanguard/moomoo debits counted as spend, `other` credits read as negative spend, `government` conflating ATO with rates/rego, and `fees` being mostly annual. CLAUDE.md gains two traps found while doing it: partial split coverage inside a category is usually correct rather than a gap (only shared utilities and subscriptions are split), and the loan repayment is voluntarily above contracted ($2,500 vs $1,190.54 per fortnight) with the difference recoverable via redraw.