feat(orders): implement order ingestion pipeline, review ratings schema, and [Family] exclusion

src/lib/analytics-sql.ts

@@ -71,12 +71,19 @@ export const myShare = (participant = "$1") => `COALESCE(
 export const mySplitOf = (base: string, participant = "$1") =>
   `((${base}) * ${myShare(participant)} / 100)`;
 
+export const NON_BUDGET_TAGS = ['family'];
+
+export const EXCLUDE_NON_BUDGET_TAGS = `NOT EXISTS (
+  SELECT 1 FROM transaction_tags tt JOIN tags tg ON tg.id = tt.tag_id
+  WHERE tt.transaction_id = t.id AND tg.name = ANY(ARRAY['family'])
+)`;
+
 /**
- * Predicate excluding categories that are not spend.
+ * Predicate excluding categories and tags that are not spend.
  * The COALESCE matters: a bare `category NOT IN (...)` evaluates to NULL for
  * uncategorised rows, which silently drops them from spend totals.
  */
-export const EXCLUDE_NON_SPEND = `${EFFECTIVE_CATEGORY} NOT IN ('transfers', 'investment', 'income')`;
+export const EXCLUDE_NON_SPEND = `${EFFECTIVE_CATEGORY} NOT IN ('transfers', 'investment', 'income') AND ${EXCLUDE_NON_BUDGET_TAGS}`;
 
 /**
  * Rows that count towards NET spend — outgoings plus the refunds that cancel