docs: catch CLAUDE.md and the UI review up with the shared-expenses rebuild
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The redesign is live (2026-07-28); only the loan model remains a proposal. The UI review's 'settled is dead data' guidance described the pre-rebuild state and is superseded — settled now gates ACTIVE_OBLIGATION.
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@@ -530,9 +530,10 @@ The unfiltered balance cards correctly implement a running ledger:
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> splits minus payments
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This is coherent and should not be changed to exclude splits marked `settled`.
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The `transaction_splits.settled` field is dead data and must not be used for new
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UI claims.
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*(Superseded 2026-07-28: the shared-expenses rebuild made `settled`
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load-bearing — it gates `ACTIVE_OBLIGATION` and survives split rewrites. See
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`docs/shared-expenses-design.md` for the live model; the paragraph above
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described the pre-rebuild state.)*
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### What the current model cannot answer
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